Volume-3, Issue-1
January-February 2026
TABLE OF CONTENT

Volume-3, Issue-1, January-February 2026

Sr. No.Name of AuthorTitle of PaperPage No.
Cover Page / Index/Editoriali to iii
1Dr. Abhijaat Sahu,Somnath Datta,Joymalya BhattacharyaGreen HR Practices: Impact on Organizational Culture and Performance in the Current Economy1-9Download
2Pooja Ulhas MhatreImpact Of Majhi Ladki Bahin Yojana On Womens Economic Empowerment of Panvel Region, In Maharashtra10-15Download
3Dr.Vaishali T.PatilA Study of The Comprehensive Analysis of The Role of Mathematics and Information Techonology in Retailing, With Actionable Insights for Stakeholders in Thane District16-19Download
4Aher Virendra Vishwas, Thorat Srushti GorakshanathA Research on Increasing Customer Outreach of E-Commerce20 -22Download
5S. Swedha, Dr. S. ShanthiThe Role of Emotional Connection in Green Consumer Decision-Making23 -28Download
6Prabhat Deep, Dr. P. K. DasA Decade of SEBI Prohibition of Insider Trading Regulation 2015, Reform: Uncertainty and Capacity29 -34Download
7Dr. Mohan Kumar DInstitutional Finance and Its Role in The Development of Agribusiness Enterprises: A Study of Bengaluru Rural District, Karnataka35 -40Download
8Amreen MominA Comparative Study on the Preference of Physical Gold vs. Digital Gold Among Young Indian Investors41-47Download
9Dr. Sukhesh PImpact of Covid-19 On Retail Sector in India a study with special reference to Retailers of Puttur city48-52Download
10Sharmin Shaikh, Kavita Kiran PaskantiRole of Emotional Intelligence in Employee Productivity53-61Download
11Binali Sachinkumar ManeCost Benefit Analysis of Farm Ponds in Sangli District62-66Download
12Shraddha PokharkarImpact of Tax Saving Instruments Under Income Tax Act 1961 On Saving Habits of Salaried Employees in Navi Mumbai67-73Download
13Saravanan B, Dr Gowtham Aashirwad KumarTransforming Hr for Business Outcomes: From Service Function to Strategic Partner in Value Creation74-76Download
14Dr. Yamanappa KelageriSkills for Future Sustainable India77-82Download
15Dr. Sapna Ashish NandeshwarThe Gig Economy and Labor Issues in India: Emerging Challenges and Policy Responses83-86Download
16Shubham Satish Shende,Mahesh Jayram DagadeBeyond Subsidies: Institutional and Productivity Pathways for Sustainable Rural Transformation in India87-92Download
17Rohan Dattatray RathodImplementing Outcome-Based Education (OBE) in Tier-II Cities: A Case Study of Higher Education Institutions in Nanded District, Maharashtra93-96Download
18Lavkush Pandurang AdeNavigating Global Frontiers: Integrating Soft Skills, Leadership, and Entrepreneurial Competencies in Cross-Cultural Management Education97-99Download
19Ashwini Deepak Kohok,Dr.D.T. KhairnarNeed of AI-Integrated Supplementary Courses in Management Institutes of Nashik District100-102Download
20Monali Dipak Ganbote, Dr. Mangesh Subhash Phutane,Dr. Sadashiv Vitthal UmbardandEco-Friendly Banking in Rural Pune: A Case Study of Cooperative Societies103-106Download
21Kashish Chichghare, Dr. Kirti ThakurImpact of Fintech on Emerging Economy107-112Download
22Sagar Govardhandas Gujarathi ,Dr. Sadashiv Vitthal UmbardandDigital Payments and Financial Inclusion: Sustainable Finance Innovations in Rural Pune113-117Download
23Dr. Lahu Sitaram WawareMicrofinance and Women’s Social Enterprises: Catalysts for Rural Development in Indapur Taluka118-121Download
24Bhalchandra Pandurang Bhosale,Vidya Sidram TikuteRole of Electric Vehicles in Indian Development122-125Download
25Dr. Mrudul C. Kamble,Dr. Ratnadip L. GaikwadBorrowing Behaviour of The Farmers in Solapur District126-129Download
26Tahaa KapadiaStudy on Implementation of GST In Restaurant Industry130-134Download
27Dr. Malathy.KRisk Aversion in Individuals and Corporations: Implications for Enterprise Risk Management135-140Download
28Shamali Shankar TariImpact Of Digital Banking on Small Businesses and Fishermen in Devgad–Sindhudurg141-145Download
29Akhilesh Sreekumar,Dr. Snehal PatilA Study on the Impact of Technology and Automation in Direct Tax Compliance146-151Download
30Nishat PatelA Study on Cashback Offers on Online Purchasing Behaviour152-158Download
31Monali Dipak GanboteImpact of COVID-19 on Credit Cooperative Societies in Pune Rural: A Pilot Study159-164Download
32Mukesh Ramdas Malavde,Vedant Prashant RautReducing Customer Acquisition Cost Using Ai-Based Ad Targeting and Budget Optimization165-170Download
33Uday PalakeAssessing the Role of Government Spending in Promoting Inclusive Development in India: A Sector-Wise Evaluation171-177Download
34Dr. Kalyani Sandip NazareExploring HRM Practices in Cooperative Banks of Raigad: Challenges and Opportunities178-180Download
35Santosh Ramchandra BhoirCorporate Governance, Transparency, and Accountability181-183Download
36Dr.Sandeep Sambhaji Panari,Dr. Vidhya Shripati PatilSustainable Development and Knowledge Integration for Viksit Bharat 2047184-187Download
37Dr. Shivangi AwasthiInnovation Culture and Its Influence on Start-up Sustainability in India188-191Download
38Divya IyerA Study on Greenwashing and Its Impact on Consumers’ Purchase Decisions and Trust Towards Eco-Friendly Brand192-195Download
39Harshita Prathamesh GhosalkarMarketing 5.0 And Consumer Behavior Trend196-200Download
40Ruksar Ibrahim MahadkarImpact Investing: A Contemporary Approach to Social and Economic Development201-205Download
41Dr. Harsha Bharat GoyalDigitalization: Pathways to Sustainable Growth under India’s Viksit Bharat 2047 Framework206-208Download
42Dr. Chitra Suraj AshtekarContribution of Palghar District towards Sustainable and Inclusive Growth: A Viksit Bharat 2047 Perspective209-212Download
43Dr. Jaishri Ramdas GavhaneOnline Shopping Risks among Rural Consumers in India213-216Download
44Amrin Ibrahim AdkarFinancial Literacy and Digital Financial Behavior of College Students217-224Download
45Dr.Paresh P BoraFamily Business Sustainability and Succession Planning225-228Download
46Dr. Santosh Gangaram MengalA Study of Marketing Problems of Ragi Producer in Mokhada Taluka229-231Download
47Mukesh Ramdas Malavde,Dr. Pagare Santosh RamWomen Farmers and Self-Help Groups in India: Institutional Performance, Sustainability, And Economic Agency232-237Download
48Rohan Dattatray RathodMSME Growth Challenges and Opportunities: A Study with Reference to Nanded City, Maharashtra238-241Download
49Lavkash Pandurang AdeA Study on Financial Literacy and Digital Financial Empowerment: An Assessment of Urban and Semi-Urban Populations in Nanded City242-244Download
50Dr. Bharti Mahesh AroteTo study on Role & Challenges of financial literacy & Impacts of digital Financial Literary245-247Download
51Swapnil Suresh SakpalAPMC Reforms and Their Impact on Agricultural Marketing Systems in India248-251Download
52Dr. Giri Manisha Subhash,Kurhade Omkar BhauA Study on the Impact of Artificial Intelligence on the Taxation System in India252-255Download
53Dr. Yogesh S. ManeA Study on the Impact of Artificial Intelligence on Accounting & Auditing256-260Download
54Sujata Nadargi MacharlaViksit Bharat 2047: A Roadmap to A Prosperous and Progressive India261-265Download
55Gayatree Anand KarmarkarECO-Branding: Consumer Responses to Sustainability Claims in Advertising266-269Download
56Dr. Kamlakar Eknath KambleStrategic Cybersecurity for Modern Business Environments270-273Download
57Sonali Bharat Khalate, Dr.Sunil D. ZagadeEmbracing Sustainable Agriculture in Maharashtra274-278Download
58Snehal Suresh BelwalkarGreen Marketing and Eco-Branding279-282Download
59Savita Vaidya, Dr. Barbole AnilImpact of augmented reality (AR) and virtual reality (VR) on online shopping experience283-291Download
60Dr. Sapna Sukrut DeoCyber Crime in India: Legal Challenges, Regulatory Frameworks, and Emerging Policy Responses292-301Download
61Pramod VaidyaSatyam Financial Fraud: A Corporate Governance Failure in Indian Corporate History302-305Download
62Dr. Vipul V. NimbalkarESG Investment Awareness and Sustainable Investment Behaviour among Young Investors in India306-308Download
63Dr. Archana Digvijay SuryavanshiFinancial Literacy and Digital Financial Empowerment309-311Download
64Kurumkar Dhanaji Chamakrao, Yede Santosh BaluG. Commerce, Management, Economics & Entrepreneurship Digital Payments Systems312-315Download
65Prashant Tukaram Kumbhar, Dr. Amit M. HoleAn Empirical Study on Teacher Competency and Its Impact on Job Performance in Management Institutes with Reference to Pune City316-319Download
66Dr. P. G. Pawar, Barge Shital KalidasThe Role of Climate and Soil in the Quality Yield of Alphonso Mangoes in Ratnagiri, Sindhudurg and Raigad District in Kokan Region in Maharashtra320-322Download
67Dr. Sampada Suresh LavekarInnovation & Women Entrepreneurship323-325Download
68Dr. Satyawan Pundlik BansodeNatural Resource Management and Economic Growth326-328Download
69Dr. Shreya Vinay PatilA Study of Financial Enlargement and Projection of Food Processing Industry in India329-331Download
70Dr. Harsha GoyalBeyond Charity: The Influence of Corporate India on Viksit Bharat332-333Download
71Dr. Santosh Gangaram MengalArtificial Intelligence in Accounting & Finance334-335Download
72Dr. Babasaheb Yashvant SaymoteGrowth of the Gig Workforce in India and Its Key Expansion Drivers336-338Download
73Dr. S. H. KokareTribal Women: Socio-Economic Realities, Structural Challenges and Pathways to Empowerment339-340Download
74Dr. Sachin S DetheImpact of Digital Advertising on Consumer Behavior341-343Download
75Sanket Dattatray GandhiGrowth of Online Payment Systems after COVID Pandemic in Maharashtra344-345Download
76Mrunmayee Milind BendkeThe Effect of Artificial Intelligence on Handloom in Ichalkaranji346-347Download
77Akshay Dagadu Patil, Ashvini Hambirrao PatilUse of AI in Accounting & Finance348-352Download
78Ranjana Rahul BagalA Study of Beyond Sugar: Innovation‑Driven Corporate Social Responsibility at Udgiri Sugar & Power Ltd.”Bamani (Pare), Sangli353-356Download
79Krishna V. Shinde, Dr. P. G. PawarGreen Management Practices in Indian Multilevel Marketing Firms: A Multilevel Conceptual Perspective354-361Download
80Pooja Arun SagareCybersecurity Risks in Cryptocurrency Markets and Their Impact on Financial Record Integrity362-368Download
81Divya Arvind TikoleA Study of Customer Satisfaction towards Online Shopping369-374Download
82Vaishnavi U. HonraoImpact of Social Media Marketing on Consumer Buying Behaviour among Youth375-377Download
83Vivek KumarSEBI's Role in Promoting Investor Education and Regulatory Awareness in India378-384Download
84Basel A. Dabwan, Abdullah J. Al Zahrani, Abdulsalam A. HImat, Mokhtar Khalil, Sara M. Awaad, Rabaa A. MalikThe Impact of Artificial Intelligence on Tourism Development in Al-Baha Region, Saudi Arabia385-389Download
85Dr. Abhishek S. KhandelwalA Qualitative Study on Work-Life Balance in the IT Sector390-396Download
January-February 2026

Volume-3, Issue-2
March-April 2026
TABLE OF CONTENT

Volume-3, Issue-2, March-April 2026

Sr. No.Name of AuthorTitle of PaperPage No.
Cover Page / Index/Editoriali to iiiDownload
1Pooja Ulhas MhatreA Study of Employee Retention Strategies and Reward System Used in Fast Food Industry in Navi Mumbai Region1-6Download
2Shaik ReshmaFinancial Awareness and its impact on investment Behavior in India7-10Download
3Aayushi Parashar, Dr. Ashish MathurInfluence of Digital Tools on Retail Shopper Empowerment in Sports Retail Stores of Rajasthan11-17Download
4Rajesh A S, Safeena Banu M S, Lakshmi B MDining in the Fast Lane: Investigating the Dynamic Relationship Between Processed Food and Working Women – A Study with Reference to Mangalore City18-23Download
5Nikita BaviskarA Study on ESG Integration and its Impact on Investors Investment Behavior24-30Download
6Vishnu Bhanudas KhodewadStudy of Preference Between Amazon Vs Flickertails31-38Download
7Subramani YadavStudy on Financial Planning of Youth in Navi Mumbai39-44Download
8Vaibhavi SalviUse of Credit Vs. Cash in Daily Life: A Comparative Study45-52Download
9Pinjay Sanjay ChoudharyA Study on the Preference of Watching Movies in the Theatre v/s Online Platform53-59Download
10Sudeshna Subrata MaitiAn Empirical Study on The Role of Mobile Banking Applications in Enhancing Savings Practices Among Gen-Z Consumers60-70Download
11Bhavik Sunil PalavBehavourial Biases of Retail Investors and Their Impact on Digital Asset Management Platforms71-79Download
12Bisha Singh, GirishAn Impact of Goods and Servic Tax on Small Scale Business in Navi -Mumbai80-87Download
13Yash ChaudhariAn Analytical Study of Digital Banking Adoption Among Senior Citizens in Mumbai88-94Download
14Ishika BhoirA Study on Impact of Credit Card Usage on Monthly Budgeting Habits95-100Download
15Sourbh SoniA Study on Awareness and Impact of Goods and Services Tax (GST) on Local Jewellery Businesses101-108Download
16Ranjani Shankar DassA Study on India's Insurance Penetration (Especially Life and Health Insurance), Remains Low Compared to Global Standards109-116Download
17Martin Akshay Mark Vas, Dr. Snehal Patil BirjeGeopolitical impact on investment strategies of investors117-122Download
18Aadesh MhatreA Study on Start Ups & Perception of Layman Towards Start-Ups123-129Download
19Tripathi Bhupendra RamendraStudy On the Role of Financial Literacy Apps in Improving Personal Savings130-141Download
20Salman Azim HamdulayAn Analytical Study on Costing & Profitability of Supermarkets, General Stores & Quick Commerce in India142-147Download
21Vanita V. Honmane, Dr. Jayashri S. MundewadikarDigitalization of GST Compliance in India: An Analysis of Emerging Issues and Challenges148-151Download
22Dr. Birajdar Anita Layappa, Aswini Chandrakant BiroliImpact of key changes in GST 2.0 on Indian Consumer152-154Download
23Chetan Dattatray DhulkhedkarChallenges and Opportunities of E-Invoicing and E-Way Bill System: A Study of Small and Medium Enterprises in Solapur City155-158Download
24Dr. Sudhir ManeThe Impact of Digital Transformation on Financial Reporting and Accounting Practices in The Indian Context159-162Download
25Dr. Dudhal Shrikant ChandrakantThe Role of Financial Accounting in Corporate Governance163-166Download
26Dr. Indumati. S. GangannavarStrategic Cost Management in A Competitive and Digital Economy: An Empirical Study with Reference to Indian Digital Enterprises167-169Download
27Dr. Jayashri S. Mundewadikar, Vanita V. HonmaneAnalysing the performance of digital platforms: Zoho books as facilitator of managing compliance in Indian regulatory framework170-173Download
28Dr. Sarika Suresh KedarA study on the impact of social media on the academic, social, and psychological development of students174-180Download
29Dr. Mahadev Baburao Kamble, Khandare Umesh ShankarImpact And Challenges of GST on Various Constituents of Indian Economy181-183Download
30Dr. Savita M. PatilAn Analysis of GST and How It Affects Pricing and Sales184-186Download
31Dr. R. M. KilareA Comprehensive Study on Sustainability, ESG and Green Accounting Practices in Maharashtra187-189Download
32Dr. Urmila Namdev KaleArtificial Intelligence: The Catalyst of a New Era190-192Download
33Dr. V. N. GaikwadRole of Accounting in Corporate Governance and Compliance193-194Download
34Kodam Aruna GovardhanDigital Accounting Systems and Real-Time Financial Reporting in MSMEs195-197Download
35Dhruvesh Mahendra PatilAccounting as a Pillar of Corporate Governance and Regulatory Compliance198-201Download
36Prashant Kamalakar NarkhadeAutomation And Ai in Accounting: Transforming Traditional Bookkeeping into Data-Driven Financial Decision Making202-207Download
37Rohan D. RathodThe Impact of Digital Transformation and GST Compliance on Cost Management Practices: A Study of MSMEs in Nanded City, Maharashtra208-210Download
38Nitin Ramchandra WadhvindeThe Cost Control Techniques and Their Implications on the Organizational Profitability of The Company: An Analysis211-215Download
39Roopa Balasaheb Kurne, Dr. Rupali Mahesh Patil, Dr. V. K. PurohitIndustry–Academia Collaboration for Research: A Strategic Framework for Innovation, Skill Development, and Sustainable Growth216-218Download
40Akshaykumar Sadashiv ShivankarDigital Transformation in Accounting and GST Compliance: Emerging Trends, Challenges, and the Way Forward in India219-223Download
41Basate Pratiksha SantoshImpact of Automation and AI on Accounting Practices in Solapur District224-227Download
42Dr. Manisha Balbhim BhosaleThe Impact of Artificial Intelligence and Automation on Modern Accounting Practices228-230Download
43Dr. Kilare. R. M, Renuka Sudhir BirajdarA Study on Impact of Automation and Artificial Intelligence on Accounting Practices231-233Download
44Dr. Ranjana V. BansudeGST Compliance in the Digital Era: Issues and Solutions234-236Download
45Jerin ShygyA Study on Financial Services Offered by SBI Bank to its Consumers237-242Download
46Basil Varghese, Dr. Snehal Patil BirjeA Study on The Role of Budgeting in Managing Personal Finances of Working Professionals243-248Download
47Dr. Anil VatsReforming Criminal Justice in India: A Critical Examination of the Bharatiya Nyaya Sanhita, 2023249-257Download
48Srushti Sonawane, Dr. Snehal Patil BirjeA Study on The Impact of Digitalization on Bookkeeping and Accounting Systems258-265Download
49Atul Dayalbhai RathodA Study of the Role of Teacher in Effectiveness of E-learning through Virtual Classroom266-270Download
50Dr. Martha Sharma, Dr. Preeti Singh, Dr. Ekta PalCorporate Social Responsibility: A Study on CSR Practices of Tata Motors and Maruti Suzuki271-280Download
51Sidharth Ravindra Mutha, Dr. Ganesh R PatareA Study on the Role of Creative Innovation in Developing Environmentally Sustainable Startup Ecosystems in India281-284Download
52Nitin Kumar, Dr. Anil RaipuriaSocio-Economic Impact of Ayushman Bharat Yojana on Rural Population285-290Download
53Bujjibabu MattaRole of UPI and Mobile Payments in Transforming Indigenous Retail Shops in Andhra Pradesh291-297Download
54Dr. Shete Parvati VishwanathImpact of GST on Pricing and Profitability of Start-ups and Young Entrepreneurs in Solapur District298-300Download
55Mane Sunil ShivajiEmerging Challenges in Rural Marketing in the 21st Century301-304Download
56Abhishek Kumar Singh, Dr. Shalu AgarwalEvaluating the Effectiveness of Training and Development Initiatives on Employee Retention and Job Satisfaction in Indian Public Sector Banks305-312Download
57S. Alphonsa Pradeepa, Dr. R. RamkiImpact of UPI, AEPS and Fintech on Digital Financial Inclusion and Livelihoods in Rural India313-316Download
58Rutuja Jalindar PawarA Study on “Climate Change and Sustainable Environmental Solutions”317-319Download
59Neha AlshiA Study on the Utilization of Financial Assistance and Its Impact on Women Empowerment under the Mukhyamantri Ladki Behna Yojana320-324Download
60Darshan Gaonkar, Dr. Rayalwar Arvind PrabhakarCSR–ESG Integration in Public Sector Insurance: A Case Study of New India Assurance Company Ltd. under the BRSR Framework325-327Download
61Jyoti Bharat KadamRole of Artificial Intelligence in E-commerce328-330Download
62Dr. Smitha Shine, Shubham Gondiker, K. Sai VikasThe Gig Economy and Flexible Work Arrangements: Opportunities, Challenges, and Implications for the Young Workforce in India331-336Download
63Dr. Smitha Shine, Lareina, P Charan Deep ReddyMental Health and Employee Well-being in the Digital World: Challenges, Risks, and Coping Strategies337-340Download
64Swapnil Sunil GhuleA Literature Review on the Role of Administrative System of Charitable Trusts in Organisational Performance341-344
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March-April 2026

Volume-3, Issue-3
May-June 2026
TABLE OF CONTENT

Volume-3, Issue-3, May-June 2026

Sr. No.Name of AuthorTitle of PaperPage No.
Cover Page / Index/Editoriali to iiiDownload
1Dr. Meenakshi SwamyEffective Mentorship as a catalyst for student growth: Addressing Psychological shifts and Development1-6Download
2Ziyaurrahman Md. Ishaq, Dr. Arif Anjum Mohammed SaeedCritical Drivers for Enhancing Organizational Performance in Textile MSMEs: Insights from Literature Review7-15Download
3Srushti R. Waghmare, Dr. Pratima LokhandeAdvancing The Rights of the LGBTQ+ Community and Judicial Pronouncements in India16-23Download
4Suraj Wankhade, Dr. M.G. PandeyCredit Card Usage and Consumer Debt Accumulation: A Review of Existing Literature24-30Download
5Dr. Malathy KBridging the Digital Divide: A Study of Digital Education among Rural Students in Coastal Karnataka31-36Download
6Dr. B. S. Navi, Revathi Girish NandiHealthcare Staff Training Practices and Employee Performance: An Empirical Study Among Healthcare Professionals in Private Hospitals37-42Download
7Basavraj Shivanand HagargundgiEvaluating the Effectiveness of CSR Programmes: Evidence from Selected Organisations in Solapur District43-45Download
8Maqsood Hanif MemonPerceived Affordability Vs. Financial Reality: Behavioural Investigation Regarding the Use of Bnpl Patterns in Palghar District46-51Download
9Dr. Dnyaneshwar Tukaram Pisal, Dr. Poonam P Dhawale, Dr. Madhav K RaulOrganizational Commitment and Workplace Productivity among Permanent and Seasonal Employees in the Cooperative Sugar Factories in Pune District52-55Download
June 2026